/* DTI calculator (simple) — page styles */

.dti-layout { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 420px); gap: 28px; align-items: start; }
.results-panel { position: sticky; top: 24px; display: flex; flex-direction: column; gap: 12px; }

/* Tabs */
.ds-tabs { display: flex; gap: 6px; padding: 5px; background: var(--color-input-bg-solid); border-radius: var(--radius-md); margin-bottom: 22px; }
.ds-tab { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 2px; padding: 10px 8px; border: 0; border-radius: var(--radius-sm); background: transparent; font-family: inherit; font-size: 14.5px; font-weight: 600; color: var(--color-text-muted); cursor: pointer; transition: background 0.15s, color 0.15s; letter-spacing: -0.005em; }
.ds-tab:hover { color: var(--color-text-heading); }
.ds-tab.active { background: var(--color-surface); color: var(--color-brand-deep); box-shadow: 0 0 0 1px rgba(0, 97, 153, 0.22), 0 1px 3px rgba(15, 37, 47, 0.12); }
.ds-tab-val { font-size: 12px; font-weight: 500; color: var(--color-text-muted); font-variant-numeric: tabular-nums; }
.ds-tab.active .ds-tab-val { color: var(--color-brand-deep); }

.ds-panel { animation: dsFade 0.18s ease-out; }
@keyframes dsFade { from { opacity: 0; transform: translateY(3px); } to { opacity: 1; transform: none; } }

.input-section .section-head h2 { font-size: 18px; }
.field-label, .field label { font-size: 14.5px; }

/* Two-up fields */
.ds-2col { display: grid; grid-template-columns: 1fr 1fr; gap: 0 14px; }
.ds-2col > .field { min-width: 0; }

/* Term row */
.ds-term-row { display: grid; grid-template-columns: 1fr 74px; gap: 8px; }
.ds-select { width: 100%; height: var(--control-height); padding: 0 34px 0 12px; font-family: inherit; font-size: 15px; font-weight: 500; color: var(--color-text-heading); background: var(--color-input-bg); border: 1px solid var(--color-field-edge); border-radius: var(--radius-sm); appearance: none; cursor: pointer; background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5l5 5 5-5' stroke='%23776d66' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 11px center; transition: border-color 0.15s; }
.ds-select:hover { border-color: var(--color-field-edge-hover); }
.ds-select:focus { border-color: var(--color-brand); outline: none; }
.ds-term-manual { width: 100%; height: var(--control-height); padding: 0 10px; text-align: center; background: var(--color-input-bg); border: 1px solid var(--color-field-edge); border-radius: var(--radius-sm); font-family: inherit; font-size: 15px; font-weight: 600; color: var(--color-text-heading); font-variant-numeric: tabular-nums; outline: none; transition: border-color 0.15s, background 0.15s; }
.ds-term-manual:focus { border-color: var(--color-brand); background: #fff; }

/* Totals strip */
.ds-total-strip { margin-top: 18px; padding: 14px 16px; background: var(--color-cream); border: 1px solid var(--color-border-hairline); border-radius: var(--radius-md); display: flex; flex-direction: column; gap: 8px; }
.ds-total-line { display: flex; justify-content: space-between; gap: 12px; font-size: 13.5px; color: var(--color-text-muted); }
.ds-total-line span:last-child { font-variant-numeric: tabular-nums; font-weight: 500; color: var(--color-text-body); }
.ds-total-line.grand { padding-top: 8px; border-top: 1px solid var(--color-border-hairline); font-size: 15px; font-weight: 600; color: var(--color-text-heading); }
.ds-total-line.grand span:last-child { font-size: 16px; font-weight: 600; color: var(--color-text-heading); }

/* Debt rows */
.ds-debt-row { display: grid; grid-template-columns: minmax(0, 1fr) 150px 30px; gap: 8px; align-items: center; margin-bottom: 8px; }
.ds-debt-label { height: var(--control-height); padding: 0 12px; background: var(--color-input-bg); border: 1px solid var(--color-field-edge); border-radius: var(--radius-sm); font-family: inherit; font-size: 14.5px; color: var(--color-text-heading); outline: none; min-width: 0; transition: border-color 0.15s, background 0.15s; }
.ds-debt-label:focus { border-color: var(--color-brand); background: #fff; }
.ds-debt-label::placeholder { color: var(--color-text-muted); }
.ds-debt-remove { width: 30px; height: 30px; display: grid; place-items: center; border: 0; border-radius: 50%; background: transparent; color: var(--color-text-muted); cursor: pointer; transition: background 0.15s, color 0.15s; }
.ds-debt-remove:hover { background: var(--tone-bad-wash); color: var(--tone-bad-ink); }
.ds-add-btn { display: inline-flex; align-items: center; gap: 7px; margin-top: 6px; padding: 9px 14px; background: transparent; border: 1px dashed var(--color-border-hairline); border-radius: var(--radius-sm); font-family: inherit; font-size: 13.5px; font-weight: 500; color: var(--color-text-muted); cursor: pointer; transition: border-color 0.15s, color 0.15s, background 0.15s; }
.ds-add-btn:hover { border-color: var(--color-brand); color: var(--color-brand-deep); background: var(--color-cream); }

/* Rental property block */
.ds-rental-row { position: relative; padding: 14px; margin-bottom: 12px; border: 1px solid var(--color-border-hairline); border-radius: var(--radius-md); background: var(--color-surface); }
.ds-rental-row .ds-debt-label { width: calc(100% - 34px); margin-bottom: 10px; }
.ds-rental-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.ds-rental-cell { display: flex; flex-direction: column; gap: 5px; min-width: 0; }
.ds-cell-lbl { font-size: 12px; font-weight: 500; color: var(--color-text-muted); }
.ds-rental-net { margin-top: 10px; font-size: 12.5px; line-height: 1.5; color: var(--color-text-muted); text-wrap: pretty; }
.ds-rental-net strong { color: var(--color-text-heading); }
.ds-rental-remove { position: absolute; top: 14px; right: 12px; }

/* Hero */
.ds-hero { padding: 22px 24px; border-radius: var(--radius-lg); background: var(--color-answer-wash); border: 1px solid var(--color-answer-edge); box-shadow: var(--shadow-answer); position: relative; overflow: hidden; }
.ds-hero::before {
  content: '';
  position: absolute;
  top: -44px;
  right: -44px;
  width: 150px;
  height: 150px;
  background: radial-gradient(circle, rgba(0, 97, 153, 0.18) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.ds-hero.tone-warn { border-color: var(--tone-warn-line); }
.ds-hero.tone-bad { border-color: var(--tone-bad-line); }
.ds-hero-head { display: flex; align-items: center; justify-content: space-between; gap: 10px; flex-wrap: wrap; }
.ds-hero-label {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  display: flex;
  align-items: center;
  gap: 8px;
}
.ds-hero-label::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: var(--color-accent);
  flex-shrink: 0;
}
.ds-pill { padding: 4px 10px; border-radius: 999px; font-size: 12px; font-weight: 600; background: #fff; border: 1px solid var(--color-border-hairline); color: var(--color-text-body); }
.ds-pill.tone-good { color: var(--tone-good-ink); border-color: var(--tone-good-line); background: var(--tone-good-wash); }
.ds-pill.tone-warn { color: var(--tone-warn-ink); border-color: var(--tone-warn-line); background: var(--tone-warn-wash); }
.ds-pill.tone-bad { color: var(--tone-bad-ink); border-color: var(--tone-bad-line); background: var(--tone-bad-wash); }
.ds-hero-value { display: flex; align-items: baseline; gap: 2px; margin-top: 10px; font-variant-numeric: tabular-nums; letter-spacing: -0.04em; color: var(--color-text-heading); }
.ds-hero-value .whole { font-size: 58px; font-weight: 600; line-height: 1; }
.ds-hero-value .pct { font-size: 26px; font-weight: 500; color: var(--color-text-muted); }
.ds-hero-sub { margin-top: 10px; font-size: 13px; line-height: 1.5; color: var(--color-text-muted); text-wrap: pretty; }
.ds-hero-sub strong { color: var(--color-text-heading); }

/* Threshold ladder */
.ds-ladder { padding: 18px 20px 30px; background: var(--color-surface); border: 1px solid var(--color-border-hairline); border-radius: var(--radius-lg); box-shadow: var(--shadow-card); }
.ds-ladder-track { position: relative; display: flex; height: 26px; border-radius: 6px; overflow: hidden; background: var(--color-input-bg-solid); }
.ds-zone { display: grid; place-items: center; overflow: hidden; }
.ds-zone span { font-size: 10.5px; font-weight: 600; letter-spacing: 0.02em; white-space: nowrap; }
.ds-zone.z1 { background: #e4f0e9; } .ds-zone.z1 span { color: var(--tone-good-ink); }
.ds-zone.z2 { background: #fbefd9; } .ds-zone.z2 span { color: var(--tone-warn-ink); }
.ds-zone.z3 { background: #f6e6dc; } .ds-zone.z3 span { color: #8f4a24; }
.ds-zone.z4 { background: #F5DEDE; }
.ds-marker { position: absolute; top: -4px; bottom: -4px; width: 2px; background: var(--color-text-heading); transform: translateX(-1px); }
.ds-marker-bubble { position: absolute; top: -26px; left: 50%; transform: translateX(-50%); padding: 3px 8px; border-radius: 999px; background: var(--color-text-heading); color: #fff; font-size: 11.5px; font-weight: 600; font-variant-numeric: tabular-nums; white-space: nowrap; }
.ds-ladder-ticks { position: relative; height: 16px; margin-top: 8px; }
.ds-ladder-ticks span { position: absolute; transform: translateX(-50%); font-size: 11px; color: var(--color-text-muted); font-variant-numeric: tabular-nums; }
.ds-ladder-ticks span:first-child { transform: none; }

/* Guidance */
.ds-guides { display: flex; flex-direction: column; gap: 8px; }
.ds-guide { display: grid; grid-template-columns: 92px 1fr; gap: 12px; padding: 12px 14px; border: 1px solid var(--color-border-hairline); border-radius: var(--radius-md); background: var(--color-surface); box-shadow: var(--shadow-card); }
.ds-guide.is-active { background: var(--color-surface-alt); }
.ds-guide .g-range { font-size: 12.5px; font-weight: 600; color: var(--color-text-heading); font-variant-numeric: tabular-nums; }
.ds-guide .g-text { font-size: 12.5px; line-height: 1.5; color: var(--color-text-muted); text-wrap: pretty; }

/* Summary */
.ds-summary { padding: 6px 18px; background: var(--color-surface); border: 1px solid var(--color-border-hairline); border-radius: var(--radius-lg); box-shadow: var(--shadow-card); }
.ds-sum-row { display: flex; justify-content: space-between; gap: 12px; padding: 11px 0; border-bottom: 1px solid var(--color-border-hairline); font-size: 13.5px; color: var(--color-text-muted); }
.ds-sum-row span:last-child { font-variant-numeric: tabular-nums; font-weight: 500; color: var(--color-text-body); }
.ds-sum-row.total { border-bottom: 0; font-size: 15px; font-weight: 600; color: var(--color-text-heading); }
.ds-sum-row.total span:last-child { font-size: 16px; color: var(--color-text-heading); }

.ds-estimate-note { padding: 14px 16px; font-size: 12.5px; line-height: 1.55; color: var(--color-text-muted); background: var(--color-surface); border: 1px solid var(--color-border-hairline); border-radius: var(--radius-md); box-shadow: var(--shadow-card); text-wrap: pretty; }
.ds-estimate-note strong { color: var(--color-text-heading); }

.debt-note { display: flex; gap: 8px; align-items: flex-start; font-size: 12.5px; line-height: 1.5; color: var(--color-text-muted); }
.debt-note svg { flex-shrink: 0; margin-top: 2px; }

/* Inline segmented toggle (purchase/refinance) */
.ff-inline-toggle { display: inline-flex; gap: 3px; padding: 3px; background: var(--color-input-bg-solid); border-radius: 8px; }
.ff-inline-toggle button { border: 0; background: transparent; border-radius: 6px; padding: 7px 12px; font-family: inherit; font-size: 13.5px; font-weight: 500; color: var(--color-text-muted); cursor: pointer; transition: background 0.15s, color 0.15s; }
.ff-inline-toggle button.active { background: var(--color-surface); color: var(--color-brand-deep); box-shadow: 0 0 0 1px rgba(0, 97, 153, 0.22), 0 1px 3px rgba(15, 37, 47, 0.12); }
.ff-inline-toggle.lg button { font-size: 14.5px; font-weight: 600; padding: 8px 16px; }

/* CTA: side by side, no trust strip */
.cta-pair-buttons { flex-direction: row; }
.cta-pair .trust-strip, .cta-pair .cta-pair-hint { display: none; }

/* ===== Mobile ===== */
@media (max-width: 960px) {
  .dti-layout { grid-template-columns: 1fr; gap: 22px; }
  .results-panel { position: static; }
}
@media (max-width: 620px) {
  .alta-calc__shell { padding-left: 16px; padding-right: 16px; }
  .ds-tabs { gap: 4px; padding: 4px; }
  .ds-tab { font-size: 12.5px; padding: 9px 4px; }
  .ds-tab-val { font-size: 11px; }
  .ds-2col, .ds-rental-grid { grid-template-columns: 1fr; gap: 0; }
  .ds-rental-grid { gap: 10px; }
  .ds-debt-row { grid-template-columns: minmax(0, 1fr) 118px 26px; gap: 6px; }
  .ds-hero-value .whole { font-size: 46px; }
  .ds-guide { grid-template-columns: 1fr; gap: 4px; }
  .ds-zone span { font-size: 9.5px; }
}